什么是信托?

• You must already have a trust established to open a trust account or policy.
• A trust account or policy can be registered in the name of a trust (living, 家庭, 慈善, 或其他).
• Trust accounts or policies are often set up to help meet financial needs for 家庭 members or for 慈善 reasons.
• If you set aside funds for a child or gr和child in a trust account or policy, that child will be able to access the funds based on the conditions in the trust document (for example, when he or she reaches a certain age).

类型的信托

• An 不可撤销的信任 generally can't be modified or terminated without the permission of the beneficiary 和/or judicial authorities. It may be useful for federal estate tax planning.
• A revocable living trust generally lets you transfer ownership of your property into a trust throughout the course of your lifetime. It gives you more control over your estate, both before 和 after death.
• A 遗嘱信托 is generally created by the terms of your will 和 goes into effect upon your death. It can't be amended or revoked.
• A 特殊需要信任 is created to provide supplemental income for the welfare of an individual with a disability. The trust can supply funds for travel, 教育, out-of-pocket medical expenses, 和 personal care expenses not covered by government programs.