Steer Clear®
Safe Driver Discount
Enroll 和 Enjoy Insurance 储蓄
Steer Clear is a great way for teen 和 young adult drivers to improve their driving skills 和 earn a discount 1 on 状态 Farm® auto insurance.
Download the app. Sharpen your skills. Earn a discount. 2
Or, text 引导 to 78836 to get a link to the app.
Steer Clear is a great way for teen 和 young adult drivers to improve their driving skills 和 earn a discount 1 on 状态 Farm® auto insurance.
How to qualify for the discount:
- Be under age 25.2
- Have a valid driver's license.
- No at-fault accidents or moving violations during the past three years.1
- Successfully complete all the program requirements.
Download the app. Sharpen your skills. Earn a discount. 1
Or, text 引导 to 78836 to get a link to the app.
3 Easy Steps to get the Steer Clear Discount
步骤1
Talk to Your 代理
Find out if you’re eligible for the discount 和 get more info.
步骤2
Get the App
Use the Steer Clear app to watch safe driving videos, take quizzes, 和 record your trips.
步骤3
Complete the Program
Requirements must be completed within 6 months of starting the program.
How Steer Clear Works
Steer Clear offers driving-focused training that encourages young drivers to think more about safety 和 practice safe driving habits. Parents of youthful drivers can also monitor 和 guide their progress.
Course Training
Participants are required to complete 5 training modules consisting of a few lessons, which include videos, driving scenarios, 和 quizzes.
Practice Driving
Participants must complete 5 hours of driving in at least 10 trips.
Mentoring
Friends or family members instructing young drivers can use the mentor log in to track their progress 和 provide feedback.
Program Certification
Drivers are awarded a certificate of completion in-app when they’ve successfully finished the program. Certificates can be sent directly to an agent from the app to qualify for the discount.
As long as you continue to meet your state’s eligibility requirements, you’ll get your Steer Clear Safe Driver Discount.
Still have questions on how to save more?
Steer Clear can make a big difference in your premium 和 t在这里 are other ways to save. Some common questions you may have are:
Does my car affect the premium rate?
The age 和 safety of your car can play a big difference in how much your premium is. A car with safety options 和 better rating from the Insurance Institute for Highway Safety (IIHS) may cost less to insure. Likewise, a less expensive ride will usually have lower premiums.
Are all policies the same price?
No, you can lower the costs of insurance by raising the deductible on the policy or reducing your limits of coverage to best meet your needs. This may be costlier in the long run if you are in an accident, as you’ll pay more to have your car repaired.
保存 by combining the purchase of your auto policy with other policies. Contact your 状态 Farm agent to see if you are eligible for a multi-policy discount.
Learn more about teens 和 auto insurance
Check out our 常见问题解答 页面.
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Drive Safe & 保存 mobile collects basic information about your driving that may earn you a discount 和 save you some money. View Details
1 Discount names, percentages, availability 和 eligibility may vary by state. Contact your 状态 Farm agent to confirm discount eligibility.
2 Eligibility for discount when over 24 with under 3 years driving experience applicable in some states.
Disclosures 和 disclaimers
Steer Clear Safe Driver Discount is not available in every state. For additional information, please contact your 状态 Farm agent.
The information in this article was obtained from various sources not associated with 状态 Farm® (including 状态 Farm Mutual 汽车mobile Insurance Company 和 its subsidiaries 和 affiliates). While we believe it to be reliable 和 accurate, we do not warrant the accuracy or reliability of the information. 状态 Farm is not responsible for, 和 does not endorse or approve, either implicitly or explicitly, the content of any third party sites that might be hyperlinked from this 页面. The information is not intended to replace manuals, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. These suggestions are not a complete list of every loss control measure. 状态 Farm makes no guarantees of results from use of this information.
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