短期残疾pp王者电子官网

This section describes situations 和 conditions in which payment will be limited or denied even if You otherwise qualify for benefits.

除外责任. This policy does not provide benefits for 残疾 or any other loss caused or contributed to by:

1. Normal pregnancy 和 childbirth; however, 怀孕的并发症, 由医生诊断, 被视为一种疾病;
2. 宣战或未宣战的战争，或任何战争行为或战争危险;
3. Injury sustained or Sickness contracted while You are on active duty in the armed forces, 辅助单位, 国民警卫队, or similar government organizations of any nation or international authority;
4. Your participation in the commission of a felony, riot, or insurrection;
5. 从事非法职业;
6. Your legal intoxication defined by state law w在这里 the loss occurs, or loss that results from Your use of narcotics or other controlled substances, 除非经医生建议;
7. Injury or Sickness that results from cosmetic surgery except: reconstructive surgery when the surgery is incidental to or follows surgery resulting from trauma, 感染, 或有关部位的其他疾病, 和 reconstructive surgery because of congenital disease or anomaly resulting in a functional defect;
8. A period of legal incarceration in a penal or correctional institution of more than seven (7) days or during a period of legal detainment of more than seven (7) days;
9. Attempted suicide or intentionally self-inflicted Injury; or
10. The suspension, surrender, or revocation of Your occupational license or certificate.

限制. 以下限制适用于本政策:

1. 精神或神经障碍限制. The total amount payable under this policy for any Period of 残疾 caused or contributed to by a Mental or Nervous Disorder shall not exceed a cumulative lifetime maximum of 24 months. If You are a resident patient in a Hospital when this lifetime maximum is reached, this limitation will not apply while You remain continuously confined provided that the confinement is medically necessary to the treatment of Your Mental or Nervous Disorder. This limitation will not extend the Maximum Benefit Period shown on the Policy Schedule.
2. 预先存在的条件限制. We will not pay benefits for loss resulting from a Pre-existing Condition, unless such loss occurs or disability commences two (2) years or more after the Effective Date of Coverage.
3. 并发残疾. If a continuous Period of 残疾 is caused or is continued by more than one (1) Injury or Sickness, 这是一种同时存在的残疾. Benefits for a concur租金 disability will be paid as if the concur租金 disability was caused by one (1) Injury or one (1) Sickness. In no event will You be considered to have more than one (1) continuous Period of 残疾 at the same time.